• Credit programs
  • The credit without inquiries on incomes
  • The credit for the period of sale
  • Loaning up
  • Loan against apartment
  • The credit on the security of a cottage
  • Mortgage. Loan against Land Plot
  • The credit for apartment purchase.
  • The credit for cottage purchase.
  • Credits to small and average business
• The consumer credit

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• Responses of clients
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Credits on the security of a cottage

CREDIT CONDITIONS WITH INCOME ACKNOWLEDGEMENT:

- Statement consideration on the credit - 3-5 working days
- The credit is given on the security of a cottage in Moscow or Moscow Region;
- The maximum sum of the credit - to 80 % from market cost of a cottage (a minimum of 20 000 US dollars);
- Credit term - till 30 years with the right of preschedule repayment in 6 months;
- The interest rate from 10-11 % annual in dollars, 12-14 % annual in roubles.

For the decision on delivery of the credit (mortgage) it is necessary to give documents for consideration of the credit demand and documents on object of real estate.

Minor children can be registered in the house!

THE LIST OF NECESSARY DOCUMENTS FOR CONSIDERATION OF THE CREDIT DEMAND:

1: the X-copy of passports (all pages) the spouse/spouse;
2: the X-copy of the certificate on marriage/divorce (if is available);
3: an identity card X-copy (all pages);
4: the X-copy of the work record card assured by the employer, with date, the press, the signature of the official, record "WORKS ON the PRESENT" (in the presence of the work record card);
5: the Inquiry under the form 2-NDFL, the inquiry under the bank form;
6: the X-copy of the birth certificate of children, or their passports;
7: a diploma X-copy about formation;
8: a driver’s license X-copy (at presence);
9: X-copies докуметов, confirming presence in the property movable and real estate: apartments, houses, summer residences, the ground area, the car, the yacht (at presence).

THE LIST OF DOCUMENTS ON THE HOUSE (COTTAGE) AND THE GROUND AREA:

- The right establishing documents on a cottage;
- The right establishing documents on the ground area;
- The cadastral plan;
- The right the establishing document on additional structures on the ground area;
- Characteristics sheet БТИ;

- Extraction from characteristics sheet;
- An extract from the house register in the object location;
- A copy of the passport of the proprietor of object;
- Copies of passports of all persons living in common.

Sometimes for realization of dream doesn’t suffice most малости – money. It is possible to cut down, of course, the needs to a minimum, to link teeth. But to lose and close everyday habitual trifles it would not be desirable. To persuade members of a family to suffer, while you will solve the problems, – it is frivolous. To occupy money from relatives and friends – too not a variant. At them the plans which they are not obliged to refuse not so for the sake of your dream. What to do? It is a high time to think of the credit.

Among our services in crediting – delivery of the credit on the security of the house. It will help you to kill at once two hares: and the purpose to reach, and with native-close kind relations to keep.

Delivery of credits on the security of a cottage is possible in two variants: both with acknowledgement of the solvency, and without it. Conditions of delivery of the credit on the security of the house at these variants have some distinctions. They coincide only on time of consideration of the demand. If you want to obtain the credit on the security of a townhouse, without proving the possibility to pay off in time, be ready to more severe constraints of crediting. From bank it is absolutely defensible step, considering arising risk невозвращения a debt. Probably, you should strain considerably to be entered in the designated term. The interest rate, naturally, will be higher.

The credit on the security of a cottage with acknowledgement of incomes assumes softer conditions. As risks of bank thus decrease, you can and to be defined with the sum more freely, and term of repayment of the credit on the security of a townhouse to choose longer. And percent will be more low.

The credit on the security of the house is a good possibility to realize the desires already now, without shelving. With dream to joke dangerously. She can leave you, for ever having left with bitter feeling of the loser.

The demand for credit reception

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