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The credit for apartment purchase


CONDITIONS OF ACQUISITION OF APARTMENT:

• the Credit is given on acquisition of apartment in Moscow or Moscow suburbs;
• the Sum of the credit - to 90 % from cost of got habitation (a minimum of 30 000 dollars SSHA/750 000 rbl.);
• Term of the credit - till 30 years;
• the Interest rate of 9 %-10 % annual in US dollars, 11-13 % annual in roubles;
• Consideration of the demand - 3-5 working days. After reception of approval by bank the expert иотечного department selects object of real estate for your requirements. The contract of purchase and sale is registered in registration chamber. You become the proprietor, and the seller receives the money earlier put on a cell in bank;
• Repayment of the credit occurs equal shares during all term of crediting;
• the Moratorium on preschedule repayment of the credit - is absent;


THE LIST OF NECESSARY DOCUMENTS FOR CONSIDERATION OF THE CREDIT DEMAND:

1: the X-copy of passports (all pages) the spouse/spouse;
2: the X-copy of the certificate on marriage/divorce (if is available);
3: an identity card X-copy (all pages);
4: the work record card X-copy assured by the employer date, the press, the signature of the official, record WORKS ON the PRESENT (in the presence of the work record card);
5: the Inquiry under the form 2-NDFL, the inquiry under the bank form;
6: the X-copy of the birth certificate of children, or their passports;
7: a diploma X-copy about formation;
8: a driver’s license X-copy (at presence);
9: the X-copy of actives: apartment, the house, a summer residence, the ground area, the car, the yacht, (at presence);


THE LIST OF NECESSARY DOCUMENTS FOR CONSIDERATION OF OBJECT OF PLEDGE:

1. Copies the right of establishing documents (the Certificate on the property, documents of the basis of delivery of the certificate)
2. Inquiries БТИ: the cadastral passport (an explication, поэтажный the plan).
3. An extract from the house register.
4. A copy financially-personal account.

5. An extract from the Uniform State Register of the Rights.

 

Happens so that your apartment has suddenly ceased to be pleasant to you. Probably, you have understood that it is already far not so is convenient, as you would like. And can be, the reasons at you absolutely others, but you have decided to buy apartment on tick. We can facilitate this problem if the apartment in Moscow or Moscow suburbs is necessary to you.
The installments of payments for The credit for apartment purchase are possible till thirty years. We give various interest rates, depending on currency used in the transaction. The credit for apartment purchase, carried out in US dollars will demand 10 % annual, the same credit in roubles will cost to you of 11-13 % annual. The sum of the credit for apartment purchase too can fluctuate from minimum – in 30 000 US dollars or 750 000 roubles to maximum – equal 85 % of cost of got apartment.
Procedure of delivery of the credit for apartment is convenient and reliable. Having met with of approval on the demand, the client of bank waits, while experts of department of mortgage lending will pick up to it suitable apartment, in full conformity with its requirements. After the conclusion of the contract of purchase and sale which should be necessarily registered in registration chamber, the client receives in possession apartment, and the former proprietor who has sold it to you, — money. We guarantee timely payment with the seller as the necessary sum has been preliminary put on a bank cell.
We consider the demand on The credit for apartment purchase within five working days.
The scheme of repayment of the credit for apartment purchase provides monthly payments by equal shares before full calculation under a loan. If you want to liquidate a debt under the credit ahead of schedule, the Bank won’t object.
 

 

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