• Credit programs
  • The credit without inquiries on incomes
  • The credit for the period of sale
  • Loaning up
  • Loan against apartment
  • The credit on the security of a cottage
  • Mortgage. Loan against Land Plot
  • The credit for apartment purchase.
  • The credit for cottage purchase.
  • Credits to small and average business
• The consumer credit

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Loan against apartment

TERMS OF LOAN WITHOUT EARNINGS PROOF:

- Consideration of  loan against apartment application takes 3 working days
- The loan is given against real property in Moscow and Moscow region (apartments, cottages, houses, commercial real estate). Maximum amount of loan is up to 60% of the apartment market value.
- Minimum amount of loan is 750 000 rubles, maximum amount of loan is 30 000 000 rubles.
- Period of loan is up to 15 years.
- The interest rate is 16 % per annum in rubles.

For the loan to be given, it is necessary to submit only entitling documents for the apartment, the owner’s passport, second document (INN, pension certificate, foreign passport, driving license). After the decision concerning the amount of the loan, it is necessary to submit documents for the mortgage object. Many apartment owners have already turned to us to get a loan!
Minor children can be registered in the apartment!

TERMS OF LOAN WITH EARNINGS PROOF:

- Consideration of loan application takes 5 to 7 working days.
- The loan (mortgage) is given against apartment in Moscow and Moscow region.
- Maximum amount of loan is up to 80% of the real estate market value (minimum amount of loan is USD 30 000).
- The loan period is up to 25 years.
- The interest rate is 10 to 11 % per annum in USD, and 12 to 14 % per annum in rubles.

For the loan (mortgage) to be given, it is necessary to submit the documents for loan application consideration and documents on the mortgage object.
Minor children can be registered in the apartment!

LIST OF DOCUMENTS REQUIRED FOR CONSIDERATION OF LOAN APPLICATION:

(If the Borrower is officially married, without marriage agreement, the same package of documents is submitted concerning his Co-borrower/partner).
1. Copy of passport (all pages);
2. Copy of certificate of marriage/annulment;
3. Copy of children birth certificate;
4. Copy of labor record book (all filled pages, authenticated with the seal and employer’s signature, with date specification);
5. Certificate 2-PIT, certificate in a free form (if not all income is reflected in the Certificate 2-PIT);
6. Brief information on the company activity, position held and duties;
7. Copy of education documents (if any);
8. Copy of INN certificate, pension insurance certificate (if any);
9. Copy of foreign passport (if any);
10. Copy of driving license (if any);
11. Copies of documents, confirming the ownership of movable and immovable property: apartment, cottage, dacha, land plot, garage, car (if any).

LIST OF DOCUMENTS REQUIRED FOR MORTGAGE OBJECT CONSIDERATION:

1. Copies of entitling documents (ownership certificate, documents substantiating the ownership certificate issuance, act of transfer and acceptance);
2. BTI certificates: cadastral certificate (surrejoinder, floor plan);
3. Extract from house register;
4. Copy of customer financial account;
5. Certificate of no utility charges indebtedness;
6. Extract from Uniform State Register of Immovable Property Rights and Transactions

Mortgage broker company "Stolica-M" gives loans against apartment in Moscow with minimum time of application consideration! Experienced specialists give consultations. To get a loan against apartment, it is enough to turn to our company!
 

An application for a loan

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