Mortgage. Loan against Land Plot
Lending terms with income proof
-Consideration is - 3-5 business days;по Заемщику и по земельному участку.
- Consideration is 5-7 business days;
-Maximum loan (mortgage) amount is up to 50% of the market value of the land plot (minimum loan amount - USD 30 000);
-Loan term is up to 20 years;
-Interest rate is 11-12% per annum in dollars, 14-16% per annum in rubles;
-Loan (mortgage) is granted against the land plot located in
For consideration, the documents are required to consider both the Borrower and the land plot.
LIST OF DOCUMENTS REQUIRED FOR CONSIDERATION:
-Copy of passport (all pages including blank ones);
-Copy of marriage / divorce certificate (if any);
-Copy of birth certificate of children (if any);
-Copy of certificate of education (if any);
-Copy of labor book (certified by the stamp and the signature of the employer on each page);
-Certificates in 2-PIT form, if not all income is reflected in the certificate 2-PIT, additionally certificate of real income in form of the bank;
-Summary of activities of the company, position held, duties;
-Copy of
-Copy of driving license (if any);
-Copy of foreign passport (if available);
-Copy of military identification card (if the Borrower is less than 27 years);
-Copies of documents certifying the ownership of movable and immovable property (if any).
LIST OF NECESSARY DOCUMENTS FOR THE LAND PLOT:
If the Borrower is married, the same set of documents shall be provided by the other partner.
- Entitling documents for the land plot;
- Cadastral plan of the land plot;
- Certificate from tax inspection of no outstanding tax liability;
- Extract from Unified State Register of Rights to Real Estate and Transactions Therewith;
- Photocopy of owner’s passport.
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